Overview

We offer a full complement of banking and finance legal services. Our banking lawyers have the expertise to handle complex financing transactions for clients on both a UK and cross-jurisdictional basis.

We take pride in the quality of our service, offering clear, effective solutions to our clients. By working collaboratively with experts from across the firm – including corporate, real estate and tax – we are able to tailor our service to each client and respond quickly to queries on all aspects of banking law.

Our banking lawyers act for banks, building societies, other financial institutions (over 50 in total) alongside numerous PLCs and large corporate clients around the world.

Through our work acting for both lenders and borrowers, we have developed valuable insight into the commercial issues for both sides – we are able to view complex banking law issues from all perspectives.

With a reputation for deep sector knowledge, we understand the issues and challenges facing clients in a wide range of industries.  

Areas of focus

Our banking law expertise includes the following:

  • Asset backed lending.
  • Corporate and private banking.
  • Debt capital markets and securitisations.
  • Derivatives.
  • Food and farming finance.
  • Islamic finance.
  • Leveraged finance.
  • Project finance.
  • Real estate finance.
  • Regulatory advice.
  • Restructuring and insolvency.
Experience

Advising club lenders, HSBC Bank plc and NatWest Bank plc, on a £180 million facility for the UK's leading provider of student accommodation for the acquisition, development of and investment in student properties.

Acting for ICG Longbow on a £30 million syndicated term loan investment facility for a portfolio of 30 commercial properties and residential properties in central London.

Advising National Express Group plc on various debt facilities, including a £450 million revolving credit facility.

Advising a UK bank on refinancing of a large group of food supplier companies involving a £100 million revolving credit facility and £40 million accordion facility.

Advising Beechbrook Capital LLP on £10 million unitranche facility to assist in the acquisition of the SR Group.

Acting for Temporis as Agent and Security Agent on an £82.7 million project financing of a 52MW onshore wind farm in Scotland by a syndicate of three lenders including the Green Investment Bank.

Acting for an asset finance provider on the £11 million financing of three back-up power plant generators to supply electricity to the National Grid under the Short Term Operating Reserve contracts regime including recourse to the contracts as well as the assets.

Advising a German bank on its £160 million prescription receivables funding facilities to a retail chemist business.

Acting for Lloyds Bank Commercial Finance on a £50 million syndicated receivables finance agreement for Noble Food Group.

Advising on the procurement, leasing and maintenance of a number of new train fleets including Class 175 DMUs for First North Western, Class 180 DMUs for Great Western, Class 360 EMUs for Great Eastern, Class 185 DMUs for TransPennine Express and Class 380 EMUs for First ScotRail.

Acting for Gatehouse Bank on a £20 million murabaha financing to Miflats, a leading owner and manager of private rented sector residential real estate in the UK.

Acting for an investor on its £15 million Islamic finance murabaha facility, including Shariah-compliant hedging.

Advising a B Noteholder in relation to the restructuring of over £200 million of facilities lent to a listed property company (including the related inter-lender, special servicing and control valuation issues).

Acting for an international tobacco group on a range of derivative matters in relation to ISDA Master Agreements and Schedules, Spot FX umbrella trading arrangements and netting and collateral arrangements.

Advising a UK clearing bank on the legal and regulatory impact of migrating 26,000 customers within the recoveries function to a new database, and auditing the team’s processes to identify areas of potential regulatory risk.

Meet the team
Richard Leeming

Richard Leeming Partner

  • Banking and Trade Finance
  • Derivatives, Debt Capital Markets and Securitisations
  • Real Estate Finance
John Barnett

John Barnett Partner

  • Head of Private Client Services
  • Head of Partnerships
  • Tax
Euan Bremner

Euan Bremner Partner

  • Chair of Energy, Power and Utilities
  • Head of Scottish Real Estate
  • Head of Northern Irish Real Estate
Paul Browne

Paul Browne Partner

  • Head of Real Estate Finance 
  • Nuclear
  • Real Estate
Andrew Eaton

Andrew Eaton Partner

  • Head of Corporate Restructuring and Insolvency
  • Banking
  • Corporate
Chris Godfrey

Chris Godfrey Partner

  • Corporate
  • Funds and Asset Management
  • Financial Services
David Hall

David Hall Partner

  • Head of Dispute Resolution
  • Banking Disputes
  • Fraud and White Collar Crime
Colin Ligman

Colin Ligman Partner

  • Head of Real Estate Services
  • Real Estate Finance
  • Corporate Restructuring and Insolvency
Beatrice Puoti

Beatrice Puoti Partner

  • Head of Private Wealth
  • Private Client Services
  • International Tax and Trust
Racheal Ruane

Rachael Ruane Partner

  • Corporate Banking
  • Real Estate Finance
  • Asset Finance and Asset Backed Lending
Graham Soar

Graham Soar Partner

  • Banking
  • Derivatives, Debt Capital Markets and Securitisations
  • Project Finance

What others say...

The team strikes a good balance between approachability and commerciality.

Chambers UK 2016