Overview

Our team of real estate finance lawyers is one of the largest and most experienced in the UK. We handle a range of complex real estate finance law matters and advise on transactions on both a UK and cross-jurisdictional basis. We regularly provide advice to banks and other lending institutions on both new lending and enforcement matters.

Our real estate finance lawyers advise on a variety of financing issues, including lending for property acquisition, commercial and residential projects and restructuring existing finance arrangements. We also provide specialist advice on defaulting real estate-backed loans and dealing with inter-lender issues on A/B Note transactions.

With the experience of three recessions under our belt, we understand the commercial and credit risks of all financing transactions, both in development and investment, and in the core traditional retail, investment, leisure and industrial markets. In the alternative markets, we have been involved in student accommodation and renewables since their inception, and are fast growing a reputation in the burgeoning PRS sector.

Areas of focus

Our expertise in real estate finance includes the following:

  • Commercial and residential portfolio acquisitions and disposals.
  • Lending for real estate acquisitions and development projects.
  • Loan book sales.
  • Syndicated and bi-lateral transactional work.
  • Warehousing facilities and securitisations.
  • Tax efficient security structures.
  • Non-transactional work such as standard form loan documentation.
  • Islamic finance structures.
  • Scottish real estate finance.
  • Realisation of real estate security in enforcement situations for lenders, receivers and administrators.
Experience

Acting for HSBC and RBS on a joint £180 million investment and development facility to a student accommodation provider.

Acting on a UK wide 30 investment property portfolio for a Luxco fund.

Advising Ahli United Bank on the disposal of a Guernsey based, sharia compliant, UK property fund specialising in student accommodation.

Acting on the administration of the Yorkgate Shopping Centre , York.

Acting for Lloyds Banking Group in relation to a £50 million facility to fund a mixed commercial and residential portfolio.

Advising a German Lender on funding the development of a £80 million central London Hotel.

Acting for an Israeli Lender on funding the development of a £50 million care village.

Advising Lehman Commercial Paper Inc on the restructuring of a £30 miliion involvement in a real estate funding to provide a long term hold and profit share.

Acting for a UK building society on the funding of a UK wide 120 unit residential portfolio.

Acting for a UK Private Bank in composing their suite of facility and security documentation for use in England, Wales, Scotland and Northern Ireland.

Meet the team
Paul Browne

Paul Browne Partner

  • Head of Real Estate Finance 
  • Nuclear
  • Real Estate
Euan Bremner

Euan Bremner Partner

  • Chair of Energy, Power and Utilities
  • Head of Scottish Real Estate
  • Head of Northern Irish Real Estate
Steven James

Steven James Partner

  • Energy, Power and Utilities
  • Construction and Engineering Disputes
  • Construction and Engineering Contracts
Richard Leeming

Richard Leeming Partner

  • Banking and Trade Finance
  • Derivatives, Debt Capital Markets and Securitisations
  • Real Estate Finance
Colin Ligman

Colin Ligman Partner

  • Head of Real Estate Services
  • Real Estate Finance
  • Corporate Restructuring and Insolvency
Racheal Ruane

Rachael Ruane Partner

  • Corporate Banking
  • Real Estate Finance
  • Asset Finance and Asset Backed Lending
Christopher Bartlett

Christopher Bartlett Legal Director

  • Real Estate Investors
  • Real Estate Developers
  • Scottish Real Estate
Jeremy Benson

Jeremy Benson Legal Director

  • Real Estate
  • Financial Services
  • Pensions
Maria Greener

Maria Greener Legal Director

  • Construction and Engineering
  • Real Estate Development
  • Education
Graham Soar

Graham Soar Partner

  • Banking
  • Derivatives, Debt Capital Markets and Securitisations
  • Project Finance
Sally Jupp

Sally Jupp Partner

  • Real Estate Finance
  • Corporate Turnaround and Insolvency
  • Real Estate Investment and Development
Andrew Eaton

Andrew Eaton Partner

  • Head of Corporate Restructuring and Insolvency
  • Banking
  • Corporate
James Sutherland

James Sutherland Partner

  • Real Estate Disputes
  • Dispute Resolution
  • Professional Negligence