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An introduction to Blockchain

Blockchain technology is typically associated with cryptocurrencies but it has far more to offer. This article explores what a blockchain is and looks at potential uses.
16 November 2017

Companies take note: payment practice and modern slavery update

This article provides a summary of new government guidance on both the duty of large companies to report on their payment practices and the duty to provide an annual Modern Slavery statement.
30 October 2017

A guide to Open Banking

What is Open Banking and what does it mean for you? A guide on the new Open Banking Standard for fintech firms, banks, small businesses and consumers.
23 October 2017

Consumer credit: FCA consultation targets creditworthiness assessments

The FCA consultation distinguishes between two main areas of risk when assessing consumer credit: credit risk and affordability risk. We look at the proposed changes to creditworthiness assessments.
04 September 2017

Investment platforms under FCA's competition spotlight

The FCA is launching a market study into investment platforms to assess potential competition issues, following the final report of its asset management market study.
09 August 2017

PSD2 authorisation and reporting requirements: insight from the FCA and EBA

The FCA has revealed how it proposes to implement PSD2 changes to authorisation and reporting. In this article, we examine the FCA's approach and how it might change in light of the EBA's guidelines.
26 July 2017

The Reporting on Payment Practices and Performance Regulations 2017: What you should know

The Reporting on Payment Practices and Performance Regulations 2017 are now in force and apply to all companies and LLPs that meet the threshold test. We look at the requirements of the Regulations.
20 June 2017

Innovate Finance reports on the outcome of its Industry Sandbox Consultation

Innovate Finance's report on an industry sandbox suggests exciting opportunities ahead for UK fintech.
07 June 2017

Distributed ledger technology: FCA publishes Discussion Paper

The regulator's Discussion Paper on distributed ledger technology shows its commitment to better engage with UK fintech and highlights some key issues in the technology's development.
30 May 2017

Hotel price parity clauses: bookings, consumers and competition law

A consensus view seems to have emerged among competition authorities in relation to pricing parity clauses imposed by online travel agents, but the sector remains under scrutiny.
19 May 2017

Protecting brand value: online sale restrictions and competition law

Luxury brands often attempt to restrict online sales in case their brand investment is tarnished by becoming available on discount websites. This can potentially lead to competition law issues.
19 May 2017

ECON reports on fintech and the future of financial services

We consider the European Parliament's report, 'FinTech: the influence of technology on the future of the financial sector'.
17 May 2017
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