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Publication

Current insurance law reform

Many of the harsher features of insurance law are in the process of being reformed. We take a look at proposals of particular interest to businesses purchasing insurance.
31 March 2014

Publication

Financial Services Series; Issue 6

Welcome to this issue of our Financial Services Series where we look at what a Skilled Person Report is, when they are used and the issues arising dealing with Skilled Persons and their Reports.
25 March 2014

Legal update

Financial Conduct Authority: financial penalties significantly higher under the new regime

This article looks at the Final Notice in relation to HomeServe Membership Limited published on 12 February 2014 in this context.
07 March 2014

Publication

Double insurance and indemnities

Businesses can find they have placed more than one insurance policy which could respond to an incident. Our insurance team takes a look at the general principles and the practical considerations. 
27 February 2014

Publication

Can debtors be balance sheet or cash flow insolvent if their obligations are limited?

Can a debtor be balance sheet or cash flow insolvent though its obligations are limited to available assets (as considered by the High Court in Re ARM Asset Backed Securities SA [2013] EWCH 3351)?
25 February 2014

Publication

Goldacre overruled; rent to be paid as an expense pro rata

The Court of Appeal have overruled the High Court, deciding that rent should be treated as an expense based on actual usage and not on when the rent falls due. What does this mean for practitioners?
25 February 2014

Publication

Reform of the EC Regulation – an anti-English agenda?

We take a look at the reforms to the EC Insolvency Regulation in light of the European Parliament’s 4 February vote on the Committee of Legal Affairs’ report on the proposed reforms.
25 February 2014

Publication

Director guarantees and the family home; does a spouse have an equity of exoneration?

Directors will often guarantee their companies’ debts but Day v Shaw and another [2014] EWCH 36 queries if a director's spouse can have her "share" of the house protected in the event of a sale.
24 February 2014

Publication

Escrow funds and administration ; who is entitled?

What happens to funds held in escrow when the paying entity goes into administration?
24 February 2014

Legal update

Financial Ombudsman awards decisions cannot be 'topped up' in court proceedings

The Court of Appeal recently confirmed that consumers who accept a decision of the Financial Ombudsman Service are prohibited from bringing the same claim in the Court for further damages.
19 February 2014

Legal update

Insurer bound to pay under a follow clause

Yes, a follow clause in an insurance policy can require an insurer to pay even when a settlement entered into by other insurers in respect of the same loss is expressed as not binding other insurers.
13 February 2014

Legal update

FCA publishes its first warning notice statements

A look at the new power to issue warning notice statements to regulated entities and individuals adopted by the 'Financial Conduct Authority' FCA.
10 February 2014
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