Insurance law and regulation can raise difficult issues for insurers and policyholders to resolve. Both sides need specialist legal advice from insurance lawyers who can view complex legal and regulatory issues from every angle. 

Our specialist insurance lawyers combine insurance law and regulatory expertise with in-depth insurance sector knowledge. We represent UK and international corporate and banking policyholders, as well as insurers, reinsurers, brokers, and other intermediaries.

Policyholders in areas such as construction, transport, energy and financial services come to us for our combination of key sector insight and proven insurance law expertise. We work with policyholders to get claims paid as quickly and cost effectively as possible.

For insurers and brokers, we deliver specialist expertise and in-depth sector knowledge to assist them in ensuring regulatory compliance, distributing products, acquisitions/disposals and resolving disputes.

Our insurance lawyers advise on the full spectrum of insurance policy types, including: Professional Indemnity, Property Damage and Business Interruption, Construction (All Risks and Delay in Start-Up), Cyber Risks, Public and Employers' Liability, Product Liability, Directors and Officers (D&O), Trustee Liability, Warranty & Indemnity, Title, Political Risk, Credit and Financial Institutions.  

Areas of focus

For policyholders

  • Acting for policyholders on disputes with insurers over insurance coverage.
  • Advising policyholders on making notifications and presenting claims to insurers.
  • Assisting on the drafting of insurance policies including transactional risks insurance such as Warranty & Indemnity insurance.
  • Reviewing and advising on policy wordings.
  • Representing policyholders in the pursuit and defense of disputes covered by insurance. 
  • Advising on insurance as security for third parties.

For insurers

  • Drafting policy wordings.
  • Reviewing policy documentation and promotional materials for regulatory compliance.
  • Advising on the development and distribution of insurance products and services.
  • Advising on authorisation of firms and approved persons, appointed representatives and passporting.
  • Advising on the sale and purchase of insurance businesses, joint ventures and outsourcing.
  • Negotiating buy-ins, buy-outs and longevity swaps. 
  • Advising on mis-selling complaints.
  • Assisting with regulatory investigations and enforcement action, including by the Financial Conduct Authority (FCA).
  • Representing insurers in subrogated claims.
  • Representing brokers in claims, including professional negligence and breach of restrictive covenants.

Advising healthcare and protection insurance provider The Exeter (Exeter Friendly Society Ltd) on two deals in 2016. The deals comprised the design and implementation of a new software platform, and separately a business process outsourcing (BPO) to AXA PPP comprising the outsourcing of its claims administration and clinical management services.

Acting for a major construction company on a number of £multi-million coverage disputes with London market insurers under its liability and all risks insurance.

Advising a buyer on a complex £50 million W&I insurance policy in respect of the acquisition of a solar power portfolio.

Advising on a DSU policy claim against London market insurers for a South American client in the energy sector.

Acting for a major financial institution in a LCIA arbitration against its insurers under a bankers blanket bond policy.

Advising a financial services firm on making blanket notifications to insurers of potential claims arising out of alleged mis-selling.

Assisting with the drafting of a bespoke trade credit policy to support a bank loan facility.

Advising RAC on a distribution agreement with BGL, worth around £160 million in annual GWP and on RAC's acquisition of vehicle diagnostics specialists Nebula Systems, following ongoing work to assist the RAC's development of its telematics capability since 2013.

Acting for CIS General Insurance Limited in the Competition Commission’s investigation into motor insurance.

Advising Cobham PLC on the £280 million bulk annuity contract with Rothesay Life for its main UK occupational pension scheme.

Advising specialist financial services investment company NMG Holdings on its acquisition of Equity Direct Broking Limited (EDB).

Acting for a major insurer and its insured firm of engineers in the defense of a substantial claim arising out of a train derailment.

Advising a major insurer on a substantial property damage claim following a fire at a warehouse.

Meet the team
Matthew Walker

Matthew Kaltsas-Walker Partner

  • Dispute Resolution
  • Financial Services
  • Insurance
Anna Davis

Anna Davis Director

  • Financial Services
  • Life and Pensions
  • Regulated Funds
Nick Graves

Nick Graves Partner

  • Head of Corporate
  • Corporate Advice
  • Mergers and Acquisitions
Ann Metherall

Ann Metherall Partner

  • Head of Dispute Resolution
  • Head of Health and Safety
  • Transport
Helen Scott-Lawler

Helen Scott-Lawler Partner

  • Head of Food and Drink
  • Commercial
  • Intellectual Property and Media
Richard Spink

Richard Spink Partner

  • Head of Corporate and Financial Institutions
  • Mergers and Acquisitions
  • Private Equity
Roger Bull

Roger Bull Managing Partner

  • Managing Partner 
  • Employment Disputes
  • Strategic HR Projects

What others say...

The insurance litigation team at Burger Salmon are formidable – bright, hard-working, and capable of managing long and complex matters without a hitch.

Legal 500 2024

Key contact

Matthew Walker

Matthew Kaltsas-Walker Partner

  • Dispute Resolution
  • Financial Services
  • Insurance

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