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Real estate finance

Providing specialist expertise on real estate finance across a range of asset classes.

Our real estate finance lawyers offer specialist advice on a broad range of financing transactions, ensuring effective execution and risk minimisation.

With one of the largest and most experienced teams in the UK, we have the resources and market insight to provide you with strategic advice across various asset classes in the Built Environment. We regularly advise on both development and investment transactions in traditional markets such as offices, retail, hotels and industrial sectors. Additionally, our expertise extends to alternative markets like student accommodation and Build to Rent, where we have been involved since their inception.

Our clients include banks, lending institutions, real estate debt funds, and borrowers, both within the UK and internationally. With the experience of navigating three recessions, we understand the commercial and credit risks involved in real estate finance. This allows us to deliver tailored solutions that meet your specific needs, ensuring your funding arrangements are executed effectively and your exposure to risk is minimised.

Trust our team to provide comprehensive legal support and guidance throughout your real estate finance transactions.

Services

Commercial and residential portfolio acquisitions and disposals

Expertise in handling acquisitions and disposals of large-scale commercial and residential property portfolios.

Lending for real estate acquisitions and development projects

Providing strategic advice and support for financing real estate acquisitions and development projects.

Restructuring existing finance arrangements

Assisting with the restructuring of existing finance arrangements to optimise financial outcomes and mitigate risks.

Loan book sales

Facilitating the sale and purchase of loan portfolios with a focus on maximising value and efficiency.

Syndicated and bi-lateral transactional work

Managing complex syndicated and bi-lateral real estate finance transactions across multiple jurisdictions.

Warehousing facilities and securitisations

Structuring and advising on warehousing facilities and securitisation transactions to enhance liquidity and funding.

Tax efficient security structures

Implementing tax-efficient security structures to minimise tax liabilities and optimise financial benefits.

Defaulting real estate-backed loans and inter-creditor issues

Addressing default situations and resolving inter-creditor issues in real estate-backed loans.

Non-transactional work such as standard form loan documentation

Drafting and reviewing standard form loan documentation for consistent and compliant lending practices.

Islamic finance structures

Expertise in structuring and advising on Sharia-compliant real estate finance transactions.

Scottish real estate finance

Specialist knowledge in the unique aspects of real estate finance transactions under Scottish law.

Realisation of real estate security in enforcement situations for lenders, receivers and administrators

Specialist knowledge in the unique aspects of real estate finance transactions under Scottish law.

Our team

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Examples of our work

MetLife

Advised on the £131 million debt funding to refinance two prime office properties in Jersey’s financial district, showcasing our expertise in high-value commercial property financing.

Tristan Capital Partners

Advising on a £47 million loan to support the refinancing of a 127,000 sq ft BREEAM excellent-rated office asset, part of the Westfield shopping centre, East London.

HSBC and RBS

Facilitated a joint £180 million facility for a student accommodation provider, emphasising our ability to manage large-scale joint financing arrangements in the student housing sector.

US Bank

Advised on the real estate and construction aspects of the £365 million development financing of the new Manchester Arena.

Five car homeowners

Advising on a £36 million financing by Clydesdale Bank plc (trading as Virgin Money) to refinance the acquisition of five state-of-the-art care homes.

Leumi UK

Arranged a £14 million facility for Pier 7 Salford Quays residential development, illustrating our involvement in significant residential project financing.

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What others say

“They are a top-rate UK firm, I am always comfortable that they can handle anything we need on the financing front.”

Chambers UK 2024

“The team is well resourced across Real Estate asset classes. They have a breadth of knowledge and I find them practical and commercial when dealing with issues that inevitably surface.”

Legal 500 UK 2024

“The people within Burges Salmon’s real estate are arguably their greatest strength. They are highly personable individuals and provide relevant solutions to problems. They speak the language of lenders.”

Legal 500 UK 2024

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